This is a benefit that can be purchased only along with an Inpatient Benefit and offers financial protection for:
Physician consultations,
Prescribed drugs,
Diagnostic tests and,
Physiotherapies.
The insurance companies we co-operate offer selections of different outpatient plans. Although these plans categorically have the similar coverage, the annual coverage limits, co-payment percentages at network and non-network providers differ. There are also plans that do not have any annual monetary limits or no annual monetary limits but number of utilisation limits i.e. offering coverage for a limited number of consultations, prescriptions and tests.
You can always select an outpatient plan that has limits in line with your and your families' annual outpatient health care costs you envisage.
Plans with deductibles where the insurance company is exempted up to a certain annual amount have lower premiums. You may opt-out for a deductible plan for a lower cost alternative.
Please contact the insurance companies we co-operate for rates and to purchase an insurance policy.