This is a benefit that provides you with the complete financial protection against major risks you may face that require a hospitalisation or hospital care.

It basically provides financial protection against;

In-hospital treatments (treatments involving hospitalisation of the insured),
Emergency Care (even without hospitalisation),
 Any other medical procedure that require a hospital facility but not necessarily a hospitalisation.

This benefits also offers financial protection for organ transplantations and cancer treatments.

In-patient benefit is usually offered as "unlimited" for domestic care. Healthcare cost are covered at 100% as long as a network provider is preferred. There are also plans that also provide international coverage but with certain limits and co-payments.

Plans with deductibles where the insurance company is exempted up to a certain annual amount (i.e. USD 500) but offer usually unlimited protection above this deductible amount, have lower premiums. You may opt-out for a deductible plan for a lower cost alternative.

In-patient benefits can be purchased as stand-alone product. You can combine an inpatient plan with an outpatient plan to have a comprehensive cover.

Please contact the insurance companies we co-operate for rates and to purchase an insurance policy.