This insurance model has a substantially low cost premium structure where a daily indemnity is paid to the insured member for each day of hospitalization. The product is offered in various options.

The indemnity amount defined in the policy is paid for each hospitalisation day after the deductible days of the selected option (i.e. after the first 2 hospitalisation days) irrespective of the treatment costs. There is no need to submit any invoices or expense documentation.

Hospital expenses might have been reimbursed by another private health insurance scheme or a social security organisation. Indemnity payment is made without any reference to medical costs in this insurance model. This product can be purchased as stand alone or along with another health insurance product. In such case the insured benefits from both insurance benefits independently.

Please contact the insurance companies we co-operate for rates and to purchase a Daily Hospital Allowance policy.